Ashton Kutcher says some thing on TV. And suddenly, he's a wise man according to conservatives.
This is the actor who played Michael Kelso in That 70's Show. You know, the good looking guy who's not very smart, smokes pot, screws around, gets caught. Sort of sounds like Bill Clinton.
Only Bill Clinton isn't Charlie Sheen replacement on Two and a Half Men. Walden Schmidt! That's the name!
A kind of mindless, entitled internet billionaire who screws around with older women and their daughters. "Walden lived primarily with his mother. Dad popped out of the picture He was raised for the first four years of his life with a baby Gorilla named Magilla.
Bad TV is bad TV. Not Ashton's fault. But saying that the unemployed are worse than anyone with a job? Using the show, Ellen, as a platform, he said, “I think the only thing that can be below you is to not have a job” So what jobs and job holders are better than any one currently unemployed?
So the financial mafia comes to mind. Pimps. President Nixon. Political lobbyists like JACK ABRAMOFF.
Or just anyone on this time line of the Abramoff Scandal.
So why mention any of this?
The Conservative Post calls Kutcher's comments "eye-opening and inspiring."
There are some jobs below me and my personal standards. I'm including any job replacing Charlie Sheen on TV.
Beneath us all to be that social example.
Tuesday, December 17, 2013
Got another one
A little payback. Not much. Just some.
Got ya!
SAN DIEGO (CNS) – The head of a San Diego mortgage company was sentenced Monday to serve more than three years in prison for creating bogus property purchase agreements that netted him more than $1 million in illicit profits.
In addition to handing down the 41-month custody term to Brian Nels Peterson of San Diego, District Court Judge John Houston ordered him to pay a $50,000 fine and $542,075 in restitution to Citi Mortgage.
Peterson, who ran a firm called Terra Finance, admitted that he devised a scheme to procure mortgage funds through deceptive means, including falsifying income on applications to qualify borrowers for loans.
The company facilitated loans in several San Diego neighborhoods, including the upscale Ivy Gate housing development in 4S Ranch and the Rolling Hills subdivision in southern San Diego County.
In its heyday, Terra Finance generated between $80 million and $100 million worth of residential mortgage loans, according to court documents.
Peterson, who held a state broker’s license, personally signed most of the fraudulent loan applications containing false income, employment, asset and liability information submitted under his license number, prosecutors alleged.
Peterson earned more than $1 million from his fraudulent loan business through broker’s fees, kickbacks from cash-out refinances and other sources in 2006 alone. He admitted that he failed to report that income and evaded taxes by various means, including arranging to be paid in cash.
Peterson also orchestrated fraudulent conduct on the part of employees, borrowers and industry professionals as the head of Terra Finance, according to the U.S. Attorney’s Office in San Diego.
Peterson recruited a cadre of loan officers, loan processors, office staff, real-estate investors and other industry professionals to participate in his scheme, including appraisers, tax preparers and lender representatives, prosecutors contended.
Did you get the details on that? He created a financial mafia in San Diego.
Got ya!
SAN DIEGO (CNS) – The head of a San Diego mortgage company was sentenced Monday to serve more than three years in prison for creating bogus property purchase agreements that netted him more than $1 million in illicit profits.
In addition to handing down the 41-month custody term to Brian Nels Peterson of San Diego, District Court Judge John Houston ordered him to pay a $50,000 fine and $542,075 in restitution to Citi Mortgage.
Peterson, who ran a firm called Terra Finance, admitted that he devised a scheme to procure mortgage funds through deceptive means, including falsifying income on applications to qualify borrowers for loans.
The company facilitated loans in several San Diego neighborhoods, including the upscale Ivy Gate housing development in 4S Ranch and the Rolling Hills subdivision in southern San Diego County.
In its heyday, Terra Finance generated between $80 million and $100 million worth of residential mortgage loans, according to court documents.
Peterson, who held a state broker’s license, personally signed most of the fraudulent loan applications containing false income, employment, asset and liability information submitted under his license number, prosecutors alleged.
Peterson earned more than $1 million from his fraudulent loan business through broker’s fees, kickbacks from cash-out refinances and other sources in 2006 alone. He admitted that he failed to report that income and evaded taxes by various means, including arranging to be paid in cash.
Peterson also orchestrated fraudulent conduct on the part of employees, borrowers and industry professionals as the head of Terra Finance, according to the U.S. Attorney’s Office in San Diego.
Peterson recruited a cadre of loan officers, loan processors, office staff, real-estate investors and other industry professionals to participate in his scheme, including appraisers, tax preparers and lender representatives, prosecutors contended.
Did you get the details on that? He created a financial mafia in San Diego.
Prove that you love me and buy the next round.
Just because it's in my head today.
Oh lord won't you buy me a Mercedes Benz.
My friends all drive Porsches, I must make amends.
Worked hard all my lifetime, no help from my friends.
So oh lord won't you buy me a Mercedes Benz.
Oh lord won't you buy me a color TV.
Dialing for Dollars is trying to find me.
I wait for delivery each day until 3.
So oh lord won't you buy me a color TV.
Oh lord won't you buy me a night on the town.
I'm counting on you lord, please don't let me down.
Prove that you love me and buy the next round.
Oh lord won't you buy me a night on the town.
Everybody, Oh lord won't you buy me a Mercedes Benz.
My friends all drive Porsches, I must make amends.
Worked hard all my lifetime, no help from my friends.
So oh lord won't you buy me a Mercedes Benz
Oh lord won't you buy me a Mercedes Benz.
My friends all drive Porsches, I must make amends.
Worked hard all my lifetime, no help from my friends.
So oh lord won't you buy me a Mercedes Benz.
Oh lord won't you buy me a color TV.
Dialing for Dollars is trying to find me.
I wait for delivery each day until 3.
So oh lord won't you buy me a color TV.
Oh lord won't you buy me a night on the town.
I'm counting on you lord, please don't let me down.
Prove that you love me and buy the next round.
Oh lord won't you buy me a night on the town.
Everybody, Oh lord won't you buy me a Mercedes Benz.
My friends all drive Porsches, I must make amends.
Worked hard all my lifetime, no help from my friends.
So oh lord won't you buy me a Mercedes Benz
Congressional Approval Ratings
Nixon was compared with Obama today. At least in approval ratings.
Odd isn't it? Obama is better than Nixon and that is news! 43% for Obama and Nixon is 29%.
How come 14% is suddenly so close we have to think about it?
Did Georgie the 43rd win either of his elections by 14% points? Hell No. He was lucky to win the first one by 14 votes.
So let's compare Congressional approval ratings to Presidential ratings?
Obama 43% and Congress at 14% as an annual average.
So Nixon, perhaps the worst of our recent Presidents, was twice as popular as our current Congress.
That's not how the real world works. That might be how college football teams are selected to post season Bowl Games. But it's not how Congress or the President works.
About half the people in the country are just OK with the President.
About one in seven people are OK with Congress.
We won't let Obama get elected again but we will re-elect 90% of the village idiots already in Congress.
Gallop
Just for comparison, here's a recent Gallop poll on how history will view Presidents.
I am not a crook!
Odd isn't it? Obama is better than Nixon and that is news! 43% for Obama and Nixon is 29%.
How come 14% is suddenly so close we have to think about it?
Did Georgie the 43rd win either of his elections by 14% points? Hell No. He was lucky to win the first one by 14 votes.
So let's compare Congressional approval ratings to Presidential ratings?
Obama 43% and Congress at 14% as an annual average.
So Nixon, perhaps the worst of our recent Presidents, was twice as popular as our current Congress.
That's not how the real world works. That might be how college football teams are selected to post season Bowl Games. But it's not how Congress or the President works.
About half the people in the country are just OK with the President.
About one in seven people are OK with Congress.
We won't let Obama get elected again but we will re-elect 90% of the village idiots already in Congress.
Gallop
Just for comparison, here's a recent Gallop poll on how history will view Presidents.
I am not a crook!
Friday, December 13, 2013
Changing mortgages
We can expect mortgages rates to continue a slow rise over the few weeks. But, I'm predicting nothing beyond March. Currently, there's no cause for alarm as high-LTV loan programs end. These programs were 97% Loan to Value. We will still have the FHA stand-by of 96.5% LTV. Conventional loans are 95% LTV.
We will still have two important no money down programs, USDA and VA loans.
LTV is a cash issue for buyers. So are closing costs, escrows, inspections, and appraisals. Perhaps as we deal with more regulatory changes, we will learn new ways to lower closing costs or reduce the cash needed to close.
We will still have two important no money down programs, USDA and VA loans.
LTV is a cash issue for buyers. So are closing costs, escrows, inspections, and appraisals. Perhaps as we deal with more regulatory changes, we will learn new ways to lower closing costs or reduce the cash needed to close.
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