I wanna borrow money at a rate between 0% and .25%

In a historic move, the Federal Reserve is lowering a very important interest rate to nothing. When banks can borrow money at a rate between 0% and .25%, that is an interest rate of nothing.

How does your credit card interest rate compare?

Or, your next car note?

Wanna buy a house?

Bank of America would gladly take your house as security and require you to pay 6.25 percent [6.346 APR] and $1,400 in fees and ONE point so you can buy a house.

Wachovia, recently saved from the trash pile, will help you buy a car for 9.84% and up. Branch Banking could save you some money at 9.14% and a nominal fee of $100. SunTrust quotes a range of rates from 6.29% to 13.50%.

For that Christmas Credit Card, Bank of America quotes a rate between 9.99% to 19.99% for a GOOD Credit rating.

Have a little nest egg that you don't want to invest in the stock market?

Dance on down to the Regions Bank branch offices. Regions is willing to pay .20% on a Money Market Account of $10,000 with a monthly fee of $15.

Branch Banking and Trust can be trusted to pay a whopping ONE percent with a monthly fee of $15 on a deposit of $10,000 cash.

Wachovia and SunTrust will fight for that cash infusion of $10,000 with a very inviting rate of 0.50 or 0.54 percent.

Capitalism doesn't work for those with very strong backs and good hearts.

It does work very, very well for bankers, Wall Street, and the Paris Hiltons of the World.