Ben emailed me this morning about his needs and his service to America.
Mike, you've known me a long time and have always supported me. Is it time for me to start eating more fiber in my diet?"
I replied.
Ben, we've never met. I don't know who you are other than a man full of himself. Stay away from the fiber. It's too late. If you had a good 'massive,' the world stage would miss you.
Mike
Monday, February 22, 2016
Tuesday, February 16, 2016
Mortgage applicants beware! Here's who you are.
Reflecting upon my short career in the mortgage industry. Here's a nasty thought.
People asking for a mortgage have no money. They have no collateral. They want a loan. They promise to use the loan to buy the collateral to secure the loan and they don't understand why the process involves so many questions ....
People asking for a mortgage have no money. They have no collateral. They want a loan. They promise to use the loan to buy the collateral to secure the loan and they don't understand why the process involves so many questions ....
The Free Market Jedi or How Libertarians See Themselves
"For my ally is the Free Market. And a powerful ally it is. Greed creates it, makes it grow. Its energy surrounds us and blinds us. Luminous beings are we, not this crude matter. You must feel the Free Market around you. Here, between you, me, the tree, the rock, everywhere! Yes, even between you and Walmart."
Yes, I heard Walmart proposed as the ultimate example of 'The Free Market!"
I saw the Jedi mind trick hand sweep and the sweltering satisfaction on the Jedi trained Free Marketeer. Only, it looked dumb and didn't work like in a movie. So how did I handle the 'three piece suit' hiding the adolescent mind? I acted like a child myself and I must say I'm good at it. Too good.
Here's the lack of debate on how a free market exists in the USA.
So this is why I'm a blogger. To seek out and find, adolescent minds, to explore and define poorly used words, to blunder into places where no man should go.
Yes, I heard Walmart proposed as the ultimate example of 'The Free Market!"
I saw the Jedi mind trick hand sweep and the sweltering satisfaction on the Jedi trained Free Marketeer. Only, it looked dumb and didn't work like in a movie. So how did I handle the 'three piece suit' hiding the adolescent mind? I acted like a child myself and I must say I'm good at it. Too good.
Here's the lack of debate on how a free market exists in the USA.
Not much that we're going to agree on, is there? I'll always be a free market guy.
Mike Parker, "The 'free market' is a human construct. Doesn't exist."
It does exist and has served us well. Much better than the gov't controlled economy that you guys long for.
Mike Parker, "Please review human construct. Man made. Invention. Myth. Legend. Lore. Not existing independent of man. Not natural. As 'the free market' is not natural and does not exist absent man's intervention, it is not free but dependent. Dependent upon the rules of man. And, as a dependent structure, it yields to 'he with the most power.'"
Mike Parker, "To clarify, 'the free market' does not exist except in the minds of those desiring a 'free market' with magical powers."
Still, the free market is so much better than that government controlled fifedom you so long for. Do your really want to be totally taken care of? Pathetic if you do.
Mike Parker, "There's no free market."
There's no free ride.
Mike Parker, "Walk. Just don't wobble."
Then put down the Kool-Aid. (Jedi mind trick hand sweep)
Mike Parker, "Is that it? An "I'm Yoda the Jedi Market Master" command to put down the Kool-Aid? Prove the independent existence of a free market? Then, we can talk put downs later."
The free market is all around you. (Yoda voice) Disprove it.(Or prove it but do not try.)
Mike Parker, "But, I have."
No, you haven't. How can you say that?
Mike Parker, "But, I'd rather, as you command me, put down the Kool-Aid. As in Dude, your Kool-Aid stinks."
Mike Parker, "And, it has a funny color."
Mike Parker, "And, your Wookie made it for you."
Love the insults, asshole.
Mike Parker, "You've admitted defeat again. Didn't you know? Defeat of deduct went over defense before detail?
You're really brave typing away in your Mother's basement in your underwear.
Mike Parker, "Away away away Away ..." (I was typing in a lyrical Spanish accent. Very sexy."
Want a free market example? Walmart.
Mike Parker, "Walmart? Wal-Mart's position as a brand is protected by ... the government. Not by Wal-Mart. Wal-Mart even consented to the naming by asking permission."
They are also regulated to an extent by said government. Nothing wrong with that.
Mike Parker, "Government controls your 'free market? (My God, Jim, he confessed again.) There is no free market"
Mike Parker, "Only a government regulated market exists....
Mike Parker, "with taxes ...
Mike Parker, "with fees, ...
Mike Parker, "and subsidies.
Mike Parker, "To repeat, 'the free market' does not exist except in the minds of those desiring a 'free market' with magical powers."
So this is why I'm a blogger. To seek out and find, adolescent minds, to explore and define poorly used words, to blunder into places where no man should go.
Saturday, February 13, 2016
Carrier closes Indianapolis factory laying off 1,400
Being a former Hoosier, the news hurt. Indiana just lost 2,100 jobs to Mexico. So I did some research. Carrier is part of United Technologies, a 'yuge' government contractor, military contractor. with next sales of $58 billion dollars. As listed online at www.utc/news, last years federal income tax liability for continuing operations was ...$2.111 billion. However, Discontinued operations yielded $2.684 billion in tax benefits.
So shutting down operations created tax credits for UTC.
The portion of the parent company, called Otis, which includes Carrier had $12 billion in sales last year and $2.338 billion in operating profit with a profit margin of 19.9%, adjusted.
So, tell me carefully, how 2,100 jobs paying $30,000 to $50,000 per year will make a difference to a $58 billion dollar a year international corporation?
Well it seems, there will be tax credits for shutting down operations. There will be expenses, tax deductable , to be paid. There will be start up costs, tax deductible.
The savings in wages over a year, if the new workers in Mexico are paid nothing, would be less than .001% of all sales. [The correct figure is ... 1/58,000 ...]But, tax benefits of the additional expenses would be 8.6% of sales.
So the workers, through their payroll taxes, are financing the move. And, so are you.
The move has nothing to do with 'taxes' as a penalty as the net taxes for UTC seem to be a negative $584 million last year.
Bottom line, the move does benefit the company because our tax codes finance the move.
So shutting down operations created tax credits for UTC.
The portion of the parent company, called Otis, which includes Carrier had $12 billion in sales last year and $2.338 billion in operating profit with a profit margin of 19.9%, adjusted.
So, tell me carefully, how 2,100 jobs paying $30,000 to $50,000 per year will make a difference to a $58 billion dollar a year international corporation?
Well it seems, there will be tax credits for shutting down operations. There will be expenses, tax deductable , to be paid. There will be start up costs, tax deductible.
The savings in wages over a year, if the new workers in Mexico are paid nothing, would be less than .001% of all sales. [The correct figure is ... 1/58,000 ...]But, tax benefits of the additional expenses would be 8.6% of sales.
So the workers, through their payroll taxes, are financing the move. And, so are you.
The move has nothing to do with 'taxes' as a penalty as the net taxes for UTC seem to be a negative $584 million last year.
Bottom line, the move does benefit the company because our tax codes finance the move.
Thursday, February 11, 2016
Another New Year, the same old Doug Collins
Doug Collins? Who the frack is Doug Collins?
Well Holy Irony, Batman, he's my Congressman and a Guest Columnist with the Gainesville Times. And a former lawyer like so many Congress members.
He's laying it on pretty deep in his column, One Language Unites a Nation. Shades of Imperialism.
Congressman Collins would like to extend Congressional reach all the way to your lips with a new law making English the official language of the United States. What the hell are people going to speak in south Georgia as their Redneck English ain't official nuttin'?
The Great Man sees 'English as something that necessarily unifies the citizens of the United States.' Sort of like how guns make sleeping babies safer and carpet bombing remodels cities. He goes on to say that, "If there is any day for the American people to be united, it should be the day we make our voices heard at the ballot box."
Election day unites us? Really, Master Collins. The only way you won an election was by dividing the people with misinformation, in English. Things like calling the current President 'lawless.' Dude, you refused to even listen to the 2016 Budget submitted to Congress by the President. Who's fucking lawless?
Let's take a swing on how well official language unite a country by looking at Pakistan. They have an official language, actually two including English. Collins must be proud, eh? English sure unites Pakistan, the final hiding place of bin Laden. The Pakistani national language, also the other official language, is Urdu.
I said Urdu. It bears repeating because it is not the Mother Language of the people as only 8% of the general population are born native Urdu speakers.
So how did Urdu become the national language? If we believe the well educated and right thinking Doug Collins, the Pakistani people quietly developed this language to unify a country. Only, he would have to admit the British forced Urdu on the Pakistani people way back in 1849 when the Southern United States were teaching English as the only acceptable language among human slaves. Luckily, to use some words from Collins, "Generations of immigrants to the United States have gladly accepted the considerable challenge of learning English" which includes the considerable challenge posed by shackles, chains, and collars.
Well, I wish Collins, one of 73 proud co-sponsors of this unifying, urgent, and essential law, good luck with uniting people by passing one law when Congressman Collins won't read the lawfully presented United States budget for 2017. I'm glad he consulted with voters in his North Georgia district through town hall meetings presenting his ideas for review and public comment before busting his pants in pride at being 1 of 73 sponsors of a really bad law.
Nice work. Just ignore the important things being written in English and write worthless laws about grammar. You can do it.
Well Holy Irony, Batman, he's my Congressman and a Guest Columnist with the Gainesville Times. And a former lawyer like so many Congress members.
He's laying it on pretty deep in his column, One Language Unites a Nation. Shades of Imperialism.
Congressman Collins would like to extend Congressional reach all the way to your lips with a new law making English the official language of the United States. What the hell are people going to speak in south Georgia as their Redneck English ain't official nuttin'?
The Great Man sees 'English as something that necessarily unifies the citizens of the United States.' Sort of like how guns make sleeping babies safer and carpet bombing remodels cities. He goes on to say that, "If there is any day for the American people to be united, it should be the day we make our voices heard at the ballot box."
Election day unites us? Really, Master Collins. The only way you won an election was by dividing the people with misinformation, in English. Things like calling the current President 'lawless.' Dude, you refused to even listen to the 2016 Budget submitted to Congress by the President. Who's fucking lawless?
Let's take a swing on how well official language unite a country by looking at Pakistan. They have an official language, actually two including English. Collins must be proud, eh? English sure unites Pakistan, the final hiding place of bin Laden. The Pakistani national language, also the other official language, is Urdu.
I said Urdu. It bears repeating because it is not the Mother Language of the people as only 8% of the general population are born native Urdu speakers.
So how did Urdu become the national language? If we believe the well educated and right thinking Doug Collins, the Pakistani people quietly developed this language to unify a country. Only, he would have to admit the British forced Urdu on the Pakistani people way back in 1849 when the Southern United States were teaching English as the only acceptable language among human slaves. Luckily, to use some words from Collins, "Generations of immigrants to the United States have gladly accepted the considerable challenge of learning English" which includes the considerable challenge posed by shackles, chains, and collars.
Well, I wish Collins, one of 73 proud co-sponsors of this unifying, urgent, and essential law, good luck with uniting people by passing one law when Congressman Collins won't read the lawfully presented United States budget for 2017. I'm glad he consulted with voters in his North Georgia district through town hall meetings presenting his ideas for review and public comment before busting his pants in pride at being 1 of 73 sponsors of a really bad law.
Nice work. Just ignore the important things being written in English and write worthless laws about grammar. You can do it.
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